Hi, Tom. The ‘free’ market is what got us into this mess in the first place, in my opinion. Laissez-faire doesn’t lead to better products and services, it excuses the excessive dishonesty of con artists seeking to steal whatever they can. Regulation doesn’t work as it’s supposed to because the regulators are usually doing double duty as industry apologists.

The fact that insurers get away with denying claims and cancelling policies thousands of times a day across this country – thereby leaving insured people without medical care and facing bankruptsy – is nothing short of criminal. Insurance doesn’t work because it’s a for-profit industry, a futures market in human suffering we should all be ashamed of. And every time they delay or deny a claim, they drive medical care providers, clinics and hospitals that much closer to closing their doors. Looks more like eugenics than medicine to me, and removing the few controls we have on their greed isn’t going to make any of them grow a real social conscience.