Scam of Ages

Scam of Ages, aimed at me,
Let me hide myself from thee;
Let the sickness and the blood,
From my wounds and years of life,
Be by some miracle then cured,
Saved from bankruptcy assured.

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Democratic Party Abandons Its Base

Since January 20 of this year – which was more than eight months ago – we’ve been handed some rather clever lines of defense for the things Barack Obama is NOT doing with his executive power, with his supermajority in the Senate, or his eminently workable majority in the House. Things we the voters gave him in the first actual electoral mandate of the 21st century last November. We voted for change. We haven’t gotten any.

We’ve been told Obama’s “got this” because he can shoot hoops in the WH basement with skill, and grab flies out of the air like a Kung Fu master. We’ve been told Obama’s playing “multidimensional chess” with his opponents by continuing every single one of the illegal and anti-democratic policies of his Neocon predecessor. And now, with the health insurance reform debate gone all Town Hall during recess, we are told we don’t really need health insurance reform, single payer health care, or even a public option to facilitate the expected mandate we’ll be handed that forces us to pay more money than we’ve got to the murder-by-spreadsheed for-profit industry.

We still have “state secrets” privilege on who’s lobbying in the Oval Office. We still have DADT in the military. We still have two illegal wars going, a new third front opened in Columbia, off-the-books deficits accumulated by the fact that there’s twice as many paid mercenaries in those war zones than U.S. soldiers, we’re still rendering and torturing “detainees” who haven’t been charged with any crimes and haven’t been afforded the status of POWs, and we’re still bailing out Wall Street gamblers to the tune of multiple trillions while not even beginning to address reinstating necessary regulations.

A plethora of Democratic/Progressive activist groups have sprung up to pressure Congress and the White House on these issues as well as health insurance reform, letter-writing campaigns, calls and emails to representatives and senators, mass demonstrations… You name it, it’s being done. And what we get from the WH is insults and dismissals as those of us anywhere to the left of center are repeatedly told to STFU.

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U.S. Medical System’s Iatrogenic Issues

Something insurance reform won’t fix

Iatrogenic, adjective
a medical disorder caused by the diagnosis, manner or treatment of a physician.

Iatros is the Greek word for physician. -genic means induced by. Iatrogenic disease is a disease caused by a physician. Given the sheer complexity and technological wonders of modern Western [allopathic] medicine have led to some stretching of the strict meaning of the term, which is now applied to ANY adverse effect associated with ANY medical practitioner or treatment. Thus it can be used to describe the cancers caused (years down the line) by radiation and radioactive isotopes used to treat initial problems, prescription errors, hospital-contracted infections, problems caused when a surgeon leaves an instrument or two in the patient, a chiropractor who breaks the patient’s neck, etc., etc.

When I was busy educating myself as much as possible when my daughter determined to have her baby at home, I discovered that the nations that have the best statistical outcomes – fewest maternal and infant deaths or injuries – actually encourage home births because hospitals are dangerous places to both mothers and infants. They’re dangerous places for anyone these days, it seems. According to statistics compiled by OurCivilization.com, there are 8.9 million “unnecessary” hospitalizations every year in this country, which lead directly to 1.78 million “Iatrogenic Events.” Of 7.5 million “unnecessary” procedures ordered annually by physicians, another 1.3 million patients suffer direct harm. That adds up to 16.4 million people channeled into a harmful situation by their medical providers every year, and 3.8 million cases of direct harm to those people that they otherwise would not have suffered.

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Oh. My. God.

Janis Joplin once sang someone else’s song very poignantly – “Freedom’s just another word for nothin’ left to lose…” – and that’s semi-true in my experience. We all make choices about what’s important in our lives, and usually become enslaved to that which we choose. At the low end of the scale there’s never enough, just paying the bills is a constant struggle. At the high end of the scale there is also never enough. The thirst for more and more and more rules lives and ruins them too.

As Wall Street melts down we’re suddenly informed we must Spend, Spend, Spend!!! They can never make up their minds. Either we’re not saving enough or we’re not spending enough, it’s always our fault. I call bullshit. Slave wages have not even kept up with the cost of living, they can’t have it both ways.

I read about a 50-something day care worker yesterday who a coworker noticed sitting in the corner crying. When asked what’s wrong, she finally said she couldn’t feel her face. The coworker was alarmed, saw one side of her face drooping as they were talking, speech slurring. She drove her friend to the hospital, but the woman just cried harder and wouldn’t get out of the car. Said yes, she must be having a stroke, but if she walked in the door she’d lose everything – house, car, meager income (job)… she was terrified. Her friend finally talked her into going, she is still in the hospital and her coworkers are trying very hard to raise the tens of thousands she’ll need to pay for the care. There is no insurance at that end of the scale.

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Killing People for Fun and Profit

Stephanie Woolhandler, M.D. of Harvard Medical School testified before the President’s Council on Bioethics this past week about her experiences with [non]health care in Amerika. The council was created in 2001 to ‘advise’ the president on bioethical issues arising from advances in biomedical science and technology. 

Single-payer, “Medicare for All” type reform is drastically needed as the US falls farther and farther away from the so-called ‘Modern World’ in terms of the general health, life expectancy, infant and maternal mortality rates, and the sheer number of hard-working citizens who will die without any medical care at all because they simply have no access and cannot afford it.

“I’ve seen people die because of co-payments and deductibles.”

There are an estimated 47 million Americans with no insurance. And as more and more of them are losing their jobs and their homes as the economy descends into depression, that number will rise dramatically. An estimated 18,000 Americans Die every year because they have no health insurance or money to pay thousands of dollars’ worth of deductibles and co-pays for the junk insurance they do have. Fully one half of personal bankruptcies in this country are the result of getting sick or injured. 76% of those filers HAD insurance when they got sick or injured, but the deductibles and co-pays bankrupted them anyway.

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Same Old McSame: Health Care

As the New York Times reports that the nation’s largest health insurer claims that the Economy Has Dented Its Prospects, some highlights of McCain’s This Week appearance with George Stephanolpoulos this past weekend are worthy of a look-see. The subject of health insurance came up with a clip from Elizabeth Edwards, who said:

The truth is, a health care policy that covers everything but cancer doesn’t exactly do me a lot of good. And John McCain and I have something in common – neither one of us would be covered by his health care policy.

Of course, McCain sees no reason to change how health coverage is [not]done in this country because he says government health care is terrible. He should know, since he has enjoyed taxpayer-sponsored government health care all his life, never had to buy a policy and never got turned down for getting or being sick. Here’s the video…

Links:

Transcript: “This Week”
NYT: Before Medicare, Sticker Shock and Rejection
Politico

A Swashbuckling Musical Interlude

A toe-tapping Austin Lounge Lizards take on the health insurance industry, only this time instead of Guido and the Goons, we get Cap’n Kaiser and his notorious crew of murder by spreadsheet bottom-feeders!

Enjoy!

People of New York vs. Vampires

If you’re middle class (like most of us), you know about how health insurance premiums keep going up, covering less, and robbing you of more than your COL increments every year. In my post Health Insurance Racket as Organized Crime I outlined the details of how two of New York City’s major public health care providers filed RICO suits against UHC and its underlings.

Because it is a racket, it’s bankrupting citizens everywhere, and now it’s all the way to closing important hospitals DOWN because they can’t get insurance to pay for care to patients who *are* insured. A case study in how Corporate Greed and Unbridled Lust for Profit can end up destroying the entire fabric of the nation on which these corporate raiders depend for their very life.

Today New York state Attorney General Andrew Cuomo filed a formal Intent To Sue action against the database company Ingenix – owned by the same parent company as UHC – for its fraudulent manipulation of the database most insurance companies use to set reimbursement rates for out-of-network medical expenses.

The United insurers and many other health insurance companies relied on the Ingenix database to determine their “reasonable and customary” rates.  The Ingenix database used the insurers’ billing information to calculate a “reasonable and customary” rate for individual claims by assessing how much a similar type of medical service would typically cost, generally taking into account the type of service, physician, and geographical location.  However, the investigation showed that the “reasonable and customary” rates produced by Ingenix were remarkably lower than the actual cost of typical medical expenses.

Links:

Cuomo Announces Industry-Wide Investigation Into Health Care Insurers’ Fraudulent Reimbursement Scheme

The Health Care Plans: Worthless

The Health Insurance Racket as Organized Crime

The Truth About Insurance

NY Atty. Gen. announces investigation into health insurer fraud

The Health Care Plans: Worthless

Now that I’m over my disappointment in the sudden withdrawal of John Edwards from the nomination race, I’m back to officially “undecided.” I’ve reservations about both Hillary Clinton and Barack Obama, beginning on the policy side with health care.

Since both Clinton and Obama developed their plans while taking large campaign contributions from insurers, it’s not surprising that their plans are “insurer-friendly.” Both involve mandates requiring citizens to purchase health insurance from an insurance company. Both avoid highlighting problems with the way insurance works as the reason our system is in such outrageous disarray.

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The Health Insurance Racket as Organized Crime

“…insurers are just like shoplifters, they devise a new scheme a day.”
Michael A. Sedrish, M.D.
Director of Utilization Management
MediSys Health Network

In comments to other posts on the subject of the health care crisis in America, I have been asked to list some of the practices of health insurers that require rectification, and asked if doing away with health insurance altogether might be the best option for the country.

It is difficult to use examples from other people’s health insurance horror stories or even my own – though such horror stories are common enough – as objective justification for my belief that insurers need to be stripped of their excessive profits retroactively for at least a decade and a half (by means of punitive fines), and that a complete realignment of health care in America to single-payer, universal care is the best possible option for our society in the 21st century.

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